12/18/2008
Private Student Loan
iStudentLoan is a guide that helps students find private student loan over the Internet. I Student Loan has been providing current and reliable information to students since 1999. The site also offers information on private student loan consolidation as well as graduate and undergraduate loans for college students.
Before you apply for the student loan, I suggest you should read this website and learn the basic knowledge, as it is not free money and should be paid back, its repayment are often deferred until after graduation, but is has to be repaid with interest. A Private Student Loan is also commonly referred to as alternative college financing. It is credit based college financing and often requires a cosigner if you have not established a positive credit history. It can help with all your education-related expenses such as tuition, a new computer, books and living expenses. Applying is quick and easy.
So, don’t miss this chance to have a look at the iStudentLoan.
Eloan Mortgage Loan
12/14/2008
Finding A Good Auto Accident Lawyer
Are you one of those people who have never in your life been involved in a car accident? If so you are among the few lucky ones because according to statistics most people will be involved in a car accident at least one time in their life therefore it is very important to know what to do and what your rights are if you should ever be in an automobile accident.
Car accidents are a sad fact of life, but a fact they are. While they are the type of experience that you would wish upon no one, nearly everyone experiences at least one in his or her life. Going beyond the incident itself, there are always legal repercussions to deal with. This is especially true if any form of negligence or wrongdoing is suspected. If this is the case for you, you will want to get a car accident lawyer.
First, however, no matter who is at fault, it is important to document every aspect that you feel was relevant. Were you tired when the accident happened? Was it raining? Was a light out on the other car? Were you on a new medication? Was the accident caused by equipment failure on your car? For instance, were you returning from having your brakes replaced, and they didn't work? Was there not enough visual clearance due to an overhang from a tree?
All of these types of questions have been relevant to one case or another in the past, and the fact that the accused brought this information forward saved the day in court. For this reason, your car accident lawyer will have you make a list of any such discrepancies that you feel may help your case.
Even if you don't feel it is important, write it down anyway. Car accident lawyers have been trained to stretch out the smallest detail to be of relevancy. Further, don't wait before going to see your car accident lawyer, write the details as soon as possible, as your memory of the event may fade after only a week or so, particularly if you experienced any sort of head trauma.
If you are the person who is being sued, the car accident lawyer of the other party must prove that you were in the wrong. However, this is not to say that you are truly responsible for the entirety of the accident, if at all. For this reason, any time you are in an accident, do not apologize or say that it was your fault to either the other party, or to the police.
Simply make sure that no one is hurt, and if they are, contact the emergency services in that area. As well, ensure that you have a police report made, especially if there is any substantial damage to either vehicle, or any physical injury. A police report is paramount to any case and may be difficult to obtain, even for your car accident lawyer, after the fact.
If an accident has happened and you wish to sue, it is important to contact a car accident lawyer as soon as possible. In many states the statute of limitations can go for 4 or 5 years before running out. This means that you have time, but the sooner you seek legal council, the sooner the legal process can begin. Just knowing that you have a professional in your corner is half the battle.
Being prepared in case of an accident can save you a lot of grief because finding a good lawyer can actually be quite a task in itself. Doing some research and finding a good auto accident lawyer before anything happens may be a good idea in case you end up with extensive injuries and are unable to take the time to find a good attorney.Nothing is worse than realizing you have ended up with a lawyer who won抰 do anything for you except taking your money.
The Whistleblower Protection Law
A whistleblower is a person who tells on something he believes is an illegal act. The employees are the most commonly known whistleblower. They tell on their employers which they suspect is doing or committing an illegal act.
Under the Whistleblower Protection Law, the employee should not be discharged, denoted, suspended, threatened or harassed in any form that discriminates the terms and conditions of his employment because of the legal act done by the employee.
The employee may be of aid in many ways possible on the investigation, testimony and the likes. However there are some constraints under the whistleblower protection law.
Reporting illegal acts that are only within the company is a ground for exemption. But still there may be public policies that could protect the employee from retaliation
If it turns out that an employer didn't actually break a law, the employee is still entitled to whistle blower protection from retaliation, if he reasonably believed that the employer committed an illegal act.
The whistleblower protection law does not cover employer retaliation for complaints about personal loathe. Office politics is not to be used as a basis for filing a complaint against the employer and use the whistleblower protection for personal gain.
In order for the employee to be protected from employer retaliation, he may the have a suspected desecration of any Federal Law. But the supposed violation should have provisions that the law violated will protect whistleblowers.
The Whistleblower Federal Law, unlike the False Claims Act, allows the whistleblower to file a lawsuit in a federal court. The Federal Whistleblower Law does not permit the whistleblower to go directly to the court.
The individuals concerned are pursued administratively. These individuals concerned could file a complaint or charge to retaliate with or without a lawyer to represent them. However if the case is not resolved immediately, the administrative law judge may then preside over the only evidentiary hearing that may take place.A whistleblower should not attempt to delay an investigation of the possible legal remedy. To maintain this ruling, the retaliation should then be brought to the attention of an appropriate government official within 30 days, else the complaint could not be pursued.
Most states have some sort of statutory or common law "whistleblower" or anti-retaliation laws. Like the federal whistleblower laws, not every lawyer will know about these laws, especially laws outside their own state.
These states and the District of Columbia have recognized a public policy exception to the "employment at will doctrine": Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
Some states have explicit statutory protections for whistleblowers. These include: California, Connecticut, Delaware, Florida, Hawaii, Louisiana, Maine, Michigan, Minnesota, Montana, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Rhode Island, Tennessee, and Washington.
There are also state laws that offer special protections just for their own state or local government employees: Alaska, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia and Wisconsin.
Hiring A Criminal Defense Attorney?
Almost any expert will strongly advise a person against representing him or herself in court unless they are very knowledgeable about the field of law; and even then he or she will still be discouraged from representing him or herself for a criminal case. Less than one percent of people represent themselves in a criminal case. The vast majority of people engage the services of an attorney. That is because it is very difficult for someone to represent him or herself in court.
You wouldn't want someone without any knowledge of how to do heart surgery doing a heart transplant on you would you? Likewise, would you want to represent yourself in court and face possible prison time without having the best possible legal advice available to you? If a person cannot afford to hire an attorney the court will appoint an attorney, typically called a public defender. The constitution of the United States requires a person be provided with legal representation if they cannot afford it. But it is only required if a person is facing possible jail or prison time.
If a person is only facing the possibility of a fine, the court is not required to provide the defendant with an attorney. A court appointed attorney may not cost the defendant any money or the defendant may receive the court appointed attorney at reduced fees. It depends on the income of the defendant. If a person wants a public defender they will be required to fill out financial documents for the court to determine whether or not they qualify for a public defender and also whether or not that they receive the services of the public defender for free or at a reduced cost. If a person qualifies for a reduced cost court appointed attorney, it is generally called a partial indigency. At the conclusion of their case, the judge will require the defendant to reimburse the county or state for a specific portion of their legal fees. The rates are usually much lower than those charged by private defense attorneys.
If you do not qualify for a court appointed attorney and are hiring one on your own, how do you find one? Personal recommendations from people you know are almost always the best way to find an attorney. Other sources of information to help find a criminal attorney are: Internet, Yellow Pages, your civil practice attorney, your local bar association lawyer referral panel (if they have one) and the Martindale-Hubbell publications.
The Martindale-Hubbell publications are available at most libraries and on the Internet. The publications do their best to list every attorney in the US by geographical area and lists the area or areas of law that attorney specializes in.
When hiring a criminal attorney on your own, try to interview several attorneys before hiring one or ask your family and friends help you. It is important to find an attorney you feel comfortable discussing all aspects of your case with. Some defense attorneys offer a no cost personal interview consultation. One thing to remember when hiring an attorney: make sure you hire an attorney who specializes in your area of criminal law. Most attorneys will require an up-front retainer fee which can be a significant amount depending on the type of criminal case you have.
Some attorneys charge a set fee for handling a specific type of case. But it is more common for an attorney to charge by the hour. Some attorneys who charge by the hour will set a cap fee for the case. That means a sum will be agreed on that is the highest amount the defendant has to pay. If the hourly costs reach this set amount, the lawyer will finish representing the defendant through to the completion of the case without charging any more money.
Although contingency fees, which are where an attorney only gets paid if he or she wins the case, are common with certain types of civil cases, they are not used with criminal cases. Contingency fees are considered unethical and are not permitted in criminal cases.
In addition to knowing what fees an attorney will be charging, a defendant also needs to know what services those fees cover and do not cover. Fees such as the cost of expert witnesses are normally not included in the normal fees of an attorney.
PERSONAL INJURY LAWYER
12/12/2008
Obama hires CAIR lawyer
Joe Sandler? Sandler, Reiff, and Young?
Joe Sandler was the CAIR lawyer who sent a letter to the Young America's Foundation in August 2007, threatening them with legal action if they let me speak to their national student conference. I spoke anyway (YAF's Jason Mattera said, "CAIR can go to hell and take their seventy-two virgins with them"), and the threatened lawsuit did not materialize (at least as of this writing, over a year later).
But now here again Obama allies himself with someone who has but scant regard for the freedom of speech. Will he, as President, sacrifice that freedom in an attempt to build the bridges with the Islamic world that he has boasted of being able to build?
I hope that Barack Obama, when he becomes President, will become a staunch defender of the First Amendment against attempts by the Muslim Brotherhood and the Organization of the Islamic Conference to limit it or destroy it altogether. But his hiring of Joseph Sandler is not at all reassuring.
Lawyer cartoonery
12/11/2008
Vancouver girl requires 26 stitches after being bitten by pit bull dog
The dog bite incident occurred when Elena Allison was playing with friends when her neighbor, Mark Robinson, walked by with his pit bull dog named Presley. Elena asked Robinson if she could pet the dog that was on a leash. The dog went from being happy and friendly to attacking her.
Clark County officials said that Robinson voluntarily surrendered the dog to Animal Control services and agreed to have the dog euthanized.
We wrote about a Happy Valley girl who was attacked by a pit bull just a few days ago. And, in September, a 72-year-old Sea-Tacwoman, Huong Le, was viciously attacked by two pit bulls who "tagged teamed" her leaving her with serious injuries.
This information was brought to you by Washington Injury Attorney blog, a service of The Farber Law Group. Dog bite victims may require extensive medical care, plastic surgery and may suffer from permanent injuries including nerve damage and scarring. In this case, they may be entitled to compensation for medical costs and for pain and suffering.
If you or a loved one has been injured in a dog bite incident, then you should contact an experienced and knowledgeable personal injury attorney.
Stress in Workplace Will Rise as Economy Drags
Ginny Hallam, the head of employment at a large law firm, has warned that stress in the workplace is projected to increase as businesses brace for the hit of the spiraling economy. Hallam suggests employers offer counseling services for its staff if they are facing with too much stress.
But in a recent case, a judge ruled that providing counseling services for stressed-out employees without additional support was an inadequate defense to a personal injury claim.
If you feel like conditions at work are unbearable, unfair or illegal, you have the right to file a personal injury claim.
Los Angeles Sues Gang Leaders
The suit, if successful, will create an important precedent because the neighborhood residents targeted by such gangs are usually unable or unwilling to pursue their own relief out of fear of retaliation. City officials seek compensation on behalf of residents for property damage, property devaluation, emotional distress, personal injury, medical expenses and time in which residents could not use public parks because of gang activity.
If judgment is entered against the gang leaders, property will be seized and distributed among residents who have been victimized by gang activity.
12/10/2008
loan lawyer flees the country
The Irish Independent has learned that the solicitor, a property specialist who holds directorships of several companies, has also had a freezing order issued against him amid concerns that his clients' funds may be at risk.
Up to four major banks are affected by the alleged fraud in what is being regarded as the greatest legal scandal since former 'Irish Press' solicitor Elio Malocco was struck off for misappropriating almost IR£500,000 (€634,869) from his clients.
It is claimed that the solicitor re-mortgaged his entire property portfolio with each individual bank without telling them that his properties were already mortgaged.
It is understood that the properties were re-mortgaged with each bank at a grossly overvalued rate and the solicitor, who cannot be named for legal reasons, then drew down the funds before fleeing to Portugal.
Earlier this week, the Law Society, the governing body for solicitors, secured an injunction in the High Court preventing the man from disposing of his assets and taking them out of the country.
Although the banks involved face the greatest exposure, the Law Society secured the freezing order to protect his clients' accounts.
The injunction was granted by Mr Justice Richard Johnston, the President of the High Court, and is listed for hearing again on Monday.
However, the entire case will be heard in camera, with the public and media excluded from the hearing, leaving anxious investors and clients in the dark.
Clients of the solicitor are furious that the injunction was sought in secret when their accounts are potentially at risk.
Companies with whom the solicitor was involved and fellow directors are also concerned that their businesses will be adversely affected.
The Mareva injunction, a civil remedy normally sought in open court proceedings, was secured under the Solicitors Acts which enjoys the benefit of the In Camera rule.
But the matter dramatically came into the public domain yesterday when a soldier, who was being represented by the solicitor in an army deafness action, had his High Court personal injuries case adjourned.
Another solicitor sought to represent the soldier, claiming that he had power of attorney to continue the case in his colleague's absence, but this application, too, was adjourned until next week.
It is claimed that the solicitor, a married man who lives in an exclusive Dublin suburb and has an "extensive" property portfolio, overvalued the properties, allowing him to draw down funds up to three times what each property was actually worth.
The man, who has a successful commercial, conveyancing and litigation practice, is regulated by the Law Society of Ireland who refused to comment on the affair.
Last night, colleagues of the solicitor expressed shock at the alleged fraud, which only recently came to light. They described him as an ambitious lawyer and businessman with "a brilliant mind".
Student Loan Lawyer
Recent bankruptcy law changes have made it more difficult for people to file for bankruptcy, and student loans are almost never dismissed, so the legal representative may prefer to take care of the borrower's problems outside of bankruptcy. A student loans lawyer will point out that college contracts are not enforceable if the school closed before the student could finish his or her education, or if it falsely certified the borrower was able to benefit from its program. On the other hand, the attorney will inform a college-age debtor that the lender has the right to garnish 10 percent of the debtor's wages to pay back the indebtedness, and they also have the right to intercept tax refunds and apply them to the balance. Another problem the student loans lawyer will point out is the inability to get any other college contracts if one is already in default. If the only solution seems to be bankruptcy, the attorney can help decide which Chapter to file under, and can lead the applicant through the legal procedures required.
An attorney can refer the scholar to various agencies that will help with the workout and consolidation of contract, including a schedule of payments based on income. One such program is the Federal Direct Student Loan Consolidation Program, where borrowers make monthly payments based on yearly family incomes. Presuming that most coeds want to repay their loans, any of those suggestions by a student loan lawyer will help satisfy lenders. Probably the most important service a student loans lawyer can provide is advice before contracts are taken out so a borrower has a realistic view of the financial picture he will face.
Too many college applicants have no idea of how to manage their money, and a student loans lawyer could offer a presentation to high school seniors on that topic. Parents also might want to confer with these professionals. God wants us to handle our money as His stewards. Zacchaeus gives us a good example for handling money honestly, and in remembering our obligation to the Lord. "And Zacchaeus stood, and said unto the Lord: Behold, Lord, the half of my goods I give to the poor; and if I have taken any thing from any man by false accusation, I restore him fourfold" (Luke 19:8). Borrowing any kind of money is a serious decision. As believers, we have a responsibility to consult God first about our finances.
12/09/2008
ALASKA INJURY ATTORNEY
Every year approximately 200,000 Americans die from prescription drug reactions.
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Personal Injury Facts
Personal Injury - In the United States , accidents kill two people and injure 330 others every ten minutes. For persons 38 years of age and younger, accidents are the leading cause of death, according to the National Safety Council.
Prescription Drugs - Every year approximately 200,000 Americans die from prescription drug reactions.
Auto Accident - There are approximately 12 million automobile accidents every year according to the National Safety Counsel (NSA).
Transportation Accident - There are over 3 million injuries a year from transportation accidents and around 40,000 fatalities.
Amusement Park Accident - The Consumer Protection Safety Commission estimates the number of serious injuries on amusement park rides that are severe enough to warrant a trip to the emergency room have raised to almost 5000 each year.
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Whether it is a car accident, fall, death of a family member, disability claim, or medical malpractice, when the unexpected strikes you need advice, support or maybe just a few clear answers from an experienced attorney. We are ready to assist. We want you to focus on getting better and leave the rest to us. Serving greater Halifax and all of Nova Scotia, our team of personal injury lawyers and support staff are here — helping while you heal.
Singapore Awards Licenses to US law firm
Sibling publication Legal Week reports that the two were joined by U.K. firms Allen & Overy, Clifford Chance, Herbert Smith, and Norton Rose.
The American Lawyer reported in April that Singapore's decision to change the status quo became more acute when large international financial institutions began turning to the island nation's powerful sovereign wealth funds like Temasek Holdings for investments to offset billion-dollar writedowns.
"There was a clear feeling that there wasn't sufficient depth at the top end of the market in Singapore," said Vijaya Rajah, a judge on the Supreme Court of Singapore, who lobbied for the change. "I think it's in our national interest that we have some of the top international firms locating some of their best lawyers in Singapore."
Firms granted licenses will have six months to hire local lawyers and set up Qualifying Foreign Law Practice (QFLP) schemes, which allow firms to practice in all areas of local law except domestic litigation, criminal, family, and administrative law. Prior to the QFLP, foreign firms could only practice in Singapore through joint ventures with local shops.
The Singapore government commissioned a select committee headed by Rajah to analyze the merits of the QFLP scheme and to establish criteria for selecting potential applicants. The committee began accepting applications in August and closed the process in October.
Legal Week reports that as many as 20 firms are thought to have applied for the QFLP license, which is good for five years. Linklaters and Lovells did not apply for licenses, choosing instead to stick with their joint ventures.
Applications by Ashurst and DLA Piper were not approved.
12/07/2008
Notice of the State Administration of Foreign Exchange on Issues Concerning the Handling of Foreign Exchange Business through Foreign Exchange Account
I. Unless it is otherwise provided, banks shall, for the purpose of handling the foreign exchange revenue and expenditure business, such as trans-border collection and payment of foreign exchange, trans-border settlement and sale of foreign exchange, or domestic transfer of foreign exchange for domestic or overseas institutions, firstly open foreign exchange accounts for them and handle such business through their foreign exchange accounts. For clients with sporadic foreign exchange revenue and expenditure, a bank is not required to open foreign exchange accounts for them, but shall handle the foreign exchange revenue and expenditure business for them through the account for the “settlement and sale of sporadic foreign exchange of clients” opened in the bank’s name.
II. To handle the foreign exchange revenue and expenditure business at a bank, a domestic or overseas institution shall firstly report the nature of its capital to the bank as required. The bank shall fill in the transaction code according to the nature of capital before handling the foreign exchange revenue and expenditure for the domestic .....
Lawyer and Constitutionality
A constitutionality will not be sound without lawyer . Judge is a wonderful and accurate symbol of constitutionality in somewhat . Prosecutor and police are also express the nature of constitutionality excellently . But , lawyer as a kind of significant characteristic of defence system is essential to constitutionality . This sort of function of lawyer in constitutionality is conditioned by the character of constitutionality itself . In modern sense , we can say that constitutionality is a type of social circumstance which there are a series of nice law and a judicial system existing in restraint and also the law are executed preferably and complied consciously with by the people living in society .
We emphasize the importance of lawyer to constitutionality because that the function of lawyer to the constitutionality embody at least on the aspects below :
First , lawyer is safeguard of the constitutionality . The conducts of lawyer are always standing up for the constitutionality . This exhibit adequately in many respects such as propagating law , participating lawsuit acting as a agent , transacting non-litigation case to serve for clients and so on .
Second , lawyer is propagandist of the constitutionality . Any legal service proffering by lawyer whatever it act are preaching the constitutionality direct and entirely .
Third , lawyer is practician of the constitutionality . To live up to the favorable law , invoke the powers of the law to defend the benefit of party and work a balanceable and restrictive role in the constitutional institution all that are perfect illustration of lawyer as the practician of constitutionality .
Fourth , lawyer is perfectionist of the constitutionality . The existence of lawyer and the system of lawyer represent splendidly the function of lawyer as perfectionist of the constitutionality as well .